Up to $1,000,000 in coverage in 20 minutes.

Why would you wait 3 months for your insurance, when you can get up to $1,000,000 in Life insurance coverage today?

We have made buying term insurance as easy as possible. With our Instant Term, you're covered the moment you complete the application and pay online. You can choose from 10 or 20 years of coverage - from $100,000 to $1,000,000. Instant Term is issued by The American Life Insurance Company of New York.

Instant Coverage

Click Here for a Free Insurance QuoteClick Here to Get an Free No Obligation Instant Quote Now

Just apply now, and if you qualify, you're covered immediately. After all, you shouldn't have to wait for coverage your family needs today.

Excellent Rates

Our Term life insurance is priced for internet delivery, Instant Term has reduced administrative costs — so you pay lower premiums.

Easy to Apply
Complete a brief on-line interview to determine your insurability. You'll be issued an on-line quote for three months of coverage. Once you accept, pick a time for a brief visit by a medical technician. Provide payment and sign the on-line application. The policy will be delivered to you on-line. It's that easy.

Trusted Partner

Founded in 1955, American Life Insurance Company of New York is a fully licensed, 50-state insurance carrier. It was awarded a rating of Excellent (A-)(on a scale of A++ to F) by A.M. Best, a respected authority on the financial strength of insurance companies.
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